Assistive Devoce Lemon Law
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State Assistive Technology Loan Programs

 

State

Who Is Eligible

Consumer Involvement In Program

Devices Most Frequently Requested

Devices or Services Not Covered

Middle and Low Income Served

Comments & Explanation

Alabama

Individuals and Families

Yes, through Board members

Modified Vans, P C's, Misc. equipment for the visually challenged

None

Yes

Bank is very involved in the program and may allow a 15:1 leveraging of funds.

Alaska

Individuals

Yes. Individuals with disabilities, involved on consumer advisory panel

Vehicles, Vehicle Modification, Housing access modifications

For vehicles, may have to show 90 days work history

No

None

Arkansas

Individuals and Families and Businesses

Nine members on board, majority are persons with a disability

Computers, Home Modifications

Vehicles and some P C's

Yes

68% need AT devices that they don’t have, 69% are unable to pay for the equipment, and 68% paid for AT mainly thru personal funds

California

Individuals with a disability, families, employer

Project Advisory Board

Modified Vehicles

No vehicle repairs

Yes

Guaranteed Loan, if qualified

Connecticut

Individuals

Yes, initial regulations, loan process revs, and Bank rejection appeals

Computers, Mobility related, Vans

No vehicle repairs

Yes

Bank fees may be at a break-even point

Hawaii

Individuals and Groups

No

No Data

Also includes vehicle & equipment repairs

Yes

None

Idaho

Individuals and Families anyone with a disability (or acting on behalf)

IA AT Consumer Board. Program over right, fundraising, guarantee approvals

Computer, Vehicle Modification, Housing access modifications

Vehicles

Yes

If applicant does not meet initial criteria when applying, automatically forward application for guarantee consideration

Iowa

Individuals and Families

The Iowa Able Foundation Board has 6 members (5 consumers and 1 parent of a child with a disability)

Home Modifications, Van Lifts, Hearing aids

Vehicles and Service animals

Yes

None

Illinois

Individuals

No

Vehicles and Lifts, Scooters, Electric Wheelchairs

None

Yes

None

Kansas

Individuals

No

No Data

None

No Data

None

Kentucky

Individuals and Families and Non-Profit Invol. with Disabilities

Yes. 5 Board members

No Data

No Data

Yes

No Data

Maine

Individuals and Businesses

Majority of Loan Board members are people with disabilities

Hearing aids, Adapted vehicles, Scooters

None

Yes

Consumer directed Alpha One co-administers the program, provides information to consumers, distributes and processes loan applications

Maryland

Individuals and Families

No

Vehicles, Computers, Mobility Aids

None

Yes, provided they meet income and credit criteria

MD TAP persuaded Bank to consider income from Plans for Achieving Self Support (PASS), Blind Work Exp (BWE) and Impair Related Work Expense (IRWE) when determining income eligibility

Minnesota

Individuals

Yes, application review. Consumers on the Board

No Data

None

Yes

No Data

Missouri

Individuals and Families

No

Home Modifications, Vans and Lifts, Computers

None

Yes

None

Montana

MT residents who meet eligibility requirements

No

No Data

None

Yes

None

Nevada

Individuals

Committee reviews all policies and procedure, and makes decisions

No Data

None

Yes

Loan recipients provide 1 monthly & 6 month follow-up to be integrated into program reports and policy changes annually

New Hampshire

Individuals

Advisory Committee, but not involved in daily activity of the program

Wheel chairs and adaptions, Computers, Tele-sensory device

No vehicle purchase or repairs

Yes

None

New Jersey

No Data

No Data

No Data

No Data

No Data

No Data

New Mexico

Individuals and Families

Yes. Consumer is involved in financial loan choices during the in-take process

Adapted Vans (lifts), Computers, Wheelchairs

Vehicles

Yes

Loan Program advertised through publications for state's disability community, as well as A.T. Life Reporter (NMTAP's quarterly newsletter)

New York

No Data

No Data

No Data

No Data

No Data

No Data

North Carolina

Individuals and Families

All loans are approved by a Consumer Review Board, with Monthly Meetings

Adapted Vans, Computers, Hearing Aids

None

Yes

L

North Dakota

Individuals and Families

Yes

Computers, Hearing Aides, Van

Vehicles

Yes

None

Ohio

Any person with a disability in the state of Ohio

No

Mobility Devices, Hearing Aids, Computer Hardware and Software

Vehicles

Yes

Loan program is paid back loans to fund new loans

Oklahoma

Individuals and Families

No

No Data Yet

None

Yes

Check with Stillwater National Bank and BancFirst and ABLE Tech

Pennsylvania

Individuals and Families, and Primary Caregivers

Yes, more than 1/2 of Board are people with disabilities or family member of people with disabilities. Extensive involvement

Vans, Computers, Stair Glides

None

Yes

The Department of Community and Economic Development administers the loan guarantee and monitors the PA AT Foundation activities.  The Foundation makes recommendations to First Union, and agrees to access the state guarantee should the borrower default

South Dakota

South Dakotans with disabilities or their family

More than 1/2 of Loan Committee are people with disabilities or family members

Vans with lifts, Computers & Software, Mobility and Sensory Aids

None

Yes, there are no income limits

None

Utah

Individuals and Families and others who borrow in behalf of someone with a disability

Yes

Computers and Software, Scooters, Vehicles

None

Yes

No

Vermont

Individuals and Non-Profits

4 of 5 Board members are consumers w/disability or family members of a person w/disability

Power wheelchairs, Computers, Adaptive vehicles

None

Yes

None

Virginia

Individuals and Families

Board has 12 members. Most members either had a disability or a child with a disability

Vehicles, Home mod's & scooters, Computers with modifications

None

Yes

None

West Virginia

No Data

No Data

No Data

No Data

No Data

No Data

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