Wrecked Car Ripoffs Cheat Consumers
Did you buy a salvage car or salvage truck, or a wrecked and rebuilt car, without knowing it?
Was your vehicle totaled out in an insurance claim and they didn’t brand your title as a salvage vehicle? Or did someone sell you the vehicle without telling you that it was a salvage car or salvage truck?
You might be able to get all your money back or a replacement vehicle. In some cases you can even
get triple your damages and still keep the car!
In every case you could be driving a dangerous and unsafe motor vehicle so get it checked out by an experienced, competent mechanic or Wreck Check shop right away. Don’t drive a dangerous car or a dangerous truck.
Call us at 1-888-331-6422 or email us today for a Salvage Fraud Case Review!
Every year thousands of vehicles are totaled out by insurance companies after accidents or a flood. A total loss usually means the vehicle can not be repaired cost-effectively up to mechanical or safety standards. Such vehicles are supposed to be junked and used for parts only. But that doesn’t always happen.
Many of those same totaled out vehicles are later sold to "automotive recyclers" (repair shops, junk yards, rebuilders, etc) with a "clean" title from the insurance company because they can get more money out of the vehicle remains if the title isn’t marked to disclose that the vehicle is just junk salvage. No one knows for sure how many vehicles are involved every year in this ripoff scam but it can number in the tens of thousands. Doing that allows thousands of totaled cars and totaled trucks to be "rebuilt" and resold without future buyers getting the required notice that the vehicles were actually supposed to be just salvage and parts.
Think it can’t happen to you? Think your insurance company is too honest to engage is this kind of deceit? Well, think again!
In 1998 State Farm Insurance Company was caught selling their salvage vehicles with clean titles, got sued by the state of Indiana, and a court order was issued that ordered them not to do it again and also required them to buy back cars for the full amount of the consumer's purchase price. You can read the actual court order by clicking here. (Adobe PDF 295k) That didn’t stop them though, because only a few years later State Farm admitted that they had continued to resell at least 30,000 more unmarked totaled out vehicles across the country.
What’s wrong with a salvage car or salvage truck?
No one knows how many salvage vehicles are repaired by incompetent mechanics or crooks just looking to make a fast buck with shoddy and incomplete repairs.
Blown airbags may not have been replaced. Some companies even sell dangerous fake airbag covers that look like the real thing!
Bent vehicle frames may not have been straightened. Damaged parts may not have been replaced or repaired at all.
The front half of the car may not come from the same car as the back half (called a clipped car in the business). Mandatory rebuilt vehicle safety inspections may never have taken place at all because the insurance company provided the repair shops with vehicle titles that "hid" the truth about their past record.
A Salvage vehicle can be worth thousands and thousands of dollars less than one that is not a salvage vehicle. Industry sources report the decrease in value is at least 20% and may be 50% or more, depending on the particular vehicle. "Diminished value" is what it's called and there are experts who can help you figure out how much it amounts to even when the salvage vehicle is repaired properly, let alone when it's not.
If you were ripped off, call us at 1-888-331-6422 or email us today for a Salvage Fraud Case Review! We are experienced consumer Law attorneys who handle wrecked car cases every day.
How much less your vehicle is worth as a salvage car or a salvage truck?
Here’s an easy way to find out.
Take your vehicle to a new car dealer who sells your kind of vehicle new (take a Ford to a Ford dealer, a Chevy to a Chevy dealer, etc) and ask them what it is worth if you trade it in. Don’t say anything about it being a salvage vehicle. After they give you a number, then tell them that it has a salvage title and ask them what they will give you now. You’ll find out real fast!
Legitimate car dealers simply don’t like salvage vehicles and won’t pay much of anything for one at all — assuming they are willing to buy it at all! Why? Because salvage vehicles can have all sorts of problems that haven’t been fixed and can cost more to fix right than the vehicle might even be worth. Worse yet, the car might look fixed but not really be fixed at all, leading to serious injury or death in an accident. No car dealer wants to be responsible for that!
Consumer advocates say consumers can end up being cheated by salvage car deals because many bad repair jobs can’t be spotted or may not show up for years. You could literally be driving down the road and have your car fall apart around you when bad welds give way or air bag sensors suddenly discharge from careless electrical or body repairs. Almost anything could go wrong.
Failing to brand these wrecked cars as salvage can violate motor vehicle title branding laws and title defect laws in many states.
If you’re the victim of a salvage car ripoff, we can help you. Consumer protection laws can entitle consumer victims to recover your actual damages and, in some cases, punitive damages too. If you bought it from a car dealer, your state law may even entitle you to recover three times your damages (Ohio’s law does). Plus these laws can be used to make the car dealer pay for your legal fees, too!
Don’t be a victim of insurance company greed or car dealer fraud! Don’t go it alone. Call us at 1-888-331-6422 or email us today for a Salvage Fraud Case Review!
If you’re a victim owner of a salvage car or salvage truck or other salvage motor vehicle, protect yourself! We can help.
If you paid good money for what you thought was a good car and what you got was ripped off, don’t go it alone!
Be Aware of Totaled Car and Truck Title Types
The kind of vehicle titles that may have been supposed to be issued on these totaled cars may include:
Dismantled Title - The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value. When a Dismantled title is issued, the vehicle may be used only for parts or scrap metal. It cannot be re-titled or returned to the road.
Flood Damage Title - States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
Hail Damage Title - The vehicle sustained major damage due to hail. In most states, hail damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.
Junk Title - A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a Total Loss by an insurer or other state or jurisdiction. Some states treat Junk titles the same as Salvage but the majority use this title to indicate that a vehicle is not road worthy and cannot be titled again in that state.
Loss Due To Fire Title - The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.
Rebuilt/Reconstructed Title - A Rebuilt/Reconstructed vehicle is a salvage vehicle that has been repaired and restored to operation. These vehicles are often severely damaged before they are rebuilt and refurbished parts are typically used during reconstruction. In most states, an inspection of the vehicle is required before the vehicle is allowed to return to the road.
Salvage Title - A Salvage Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a Total Loss by an insurer or other state or jurisdiction. Some states treat Junk titles the same as Salvage but the majority use this title to indicate that a vehicle is not road worthy and cannot be titled again in that state. The following ten States also use Salvage titles to identify stolen vehicles - AZ, FL, GA, IL, MN, NJ, NM, NY, OK and OR.
If you bought one of these types of vehicles and the dealer didn’t tell you the truth about it before the sale, then call us at 1-888-331-6422 or email us today! Don’t let any car dealer, or any insurance company, make you their victim.
Watch out for frame damaged cars and frame damaged trucks or other frame damaged motor vehicles.
In most cases, a vehicle is inspected for frame damage after an accident or other damage incident. All levels of accidents from minor to severe can cause frame damage and in many cases it can be repaired but not always. Having a vehicle's frame inspected before purchase is highly recommended.
There are ways to tell if that dream car you are looking at is really a disaster waiting to be discovered. Go to framefacts.com for information about frame damage and what it can mean to you and your vehicle.
If you ended up with a vehicle that has frame damage and didn’t know it before you bought it, you might be a victim of fraud.
Call us at 1-888-331-6422 or email us today! Don’t let any car dealer, or any insurance company, make you their victim.