Ohio Fair Credit - Helping Consumers Since 1978
Phone 1-888-331-6422

Fair Debt Collection Rights

Have You Been Harassed or Abused by a Bill Collector in the Last Year?

debt collectorBill collector harassment and abuse can be any of these things:

  • threatening you with garnishment or a lien or arrest for not paying a bill
  • abusing you on the phone with threats or insults or obscene words
  • calling you at your place of work after being told not to call you there
  • calling your place of work and telling your boss or coworkers that you owe them money
  • calling your neighbors or friends or family and telling them that you owe them money
  • threatening or harassing your neighbors or friends or family
  • leaving phone messages or voice mail that is threatening
  • scaring your children

Don’t Let a Bill Collector Bully You or Mistreat You.

If you or your family have been harassed or abused by a debt collector, you may be entitled to $1,000 (or more) compensation under the federal Fair Debt Collection Practices law. Call our experienced attorneys for a Free Case Review. 1-888-331-6422 or email us today

The law says bill collectors must tell the truth, be respectful to you, and stop contacting you when you have a lawyer. They also have to send you a written notice containing certain warnings within 5 days after the debt collector’s first contact with you. The notice must tell you:

   1.  How much you owe
   2.  Who you owe the money to
   3.  What to do if you believe that you do not owe the money.

If you don’t owe the bill, then you should dispute it within 30 days.  To get a free “Tell Me Why I Owe It!” dispute letter, click here. Once you dispute it, the bill collector isn’t allowed to contact you again (except to tell you that they are going to stop contacting you or that you are going to get sued over the debt).

If you have been harassed by a debt collector, you may be entitled to $1,000 (or more) compensation whether you owe the money or not. If you don’t even owe the money, then your case is probably even better! Call us at 1-888-331-6422 or email us today for a Free Debt Collection Case Review!

What to Do If You’re Harassed or Abused by a Bill Collector

  • save all letters and notices from any bill collector
  • save all voice mail and telephone messages
  • take notes of all phone calls, including date and time and what was said (click here for easy to use form)
  • send them a “Tell Me Why I Owe It” letter (to get a free Dispute Letter, click here)
  • call us to help you get compensation (click here or call us now at 1-888-331-6422)

We’ve been helping consumers protect themselves for nearly 30 years. We can probably help you, too.

Free Case Review and Lemon Law Representation

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